Business Funding Calculator

Estimate your payments and total cost of capital for business funding options like working capital advances and revenue-based financing. Estimates for planning purposes only. Terms vary by provider.

Funding Amount

The amount you want to borrow or raise.

Factor Rate: 1.30

Multiplier applied to funding for total repayment (1.10–1.50).

Average Monthly Revenue

Your business's typical monthly revenue.

Holdback percentage: 10%

Portion of revenue withheld until repayment (5–20%).

Estimated Payment Amount
$2,000
Based on selected funding
Total Repayment Amount
$32,500
Funding Amount × Factor Rate
Cost of Capital
$7,500
Includes fees & interest
Estimated Payoff Timeline
16 months
Assumes regular payments
Effective APR Range
20-24%
Estimate only
Loan Amount

The amount you want to borrow or raise.

Interest Rate: 10%

The percentage used to calculate how much you’ll repay.

Term: 12 months

The length of time to repay the loan.

Payment Frequency

Choose the schedule that best fits your cash flow.

Estimated Payment Amount
$76
Based on selected funding
Total Repayment Amount
$27,500
Funding Amount × Factor Rate
Cost of Capital
$2,500
Includes fees & interest
Estimated Payoff Timeline
12 months
Assumes regular payments
Approximate APR
10%
Estimate only

Take the Next Step

Apply today or learn how our business financing works to get fast, flexible funding for your growth.

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